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DWP update: State pensioners could claim extra £278 every week – the best way to apply | Personal Finance | Finance


Pension Credit is a profit payment administered by the Department for Work and Pensions (DWP). Older Britons who’re of the state pension age, which is 66, are eligible to use for this support. Recently, the DWP made a conscious effort to advertise this profit payment on Pension Credit Day of Motion (June 15).

For claimants who’re single and claiming Pension Credit, their weekly income is topped as much as £182.60.

Within the case of couples, they’ll see their joint weekly income increased to £278.70 once they claim Pension Credit.

While probably the most a pair can claim for the profit is around £278, there are additional top-up payments to those that are in certain vulnerable groups.

These groups include people who find themselves unpaid carers, disabled or who’re accountable for taking care of a teenager.

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Individuals who wish to apply for Pension Credit can start their claim as much as 4 months before they turn 66.

After reaching the state pension age, they’re able to apply for the DWP profit at any time, nevertheless their claim will only be backdated by three months.

Through the application process, future Pension Credit claimants will need to offer their National Insurance number, details about their funds and checking account details to the DWP.

Applications may be made through the Government’s website. Alternatively, individuals who need more information on claiming Pension Credit can call the specialised helpline for applicants on 0800 99 1234.


Praising the DWP’s effort to advertise the profit payment, Caroline Abrahams, the charity director at Age UK, said: “There are such a lot of good reasons to place in a claim for Pension Credit.

“Many older individuals are reliant on the state pension as their primary source of income and just don’t have the flex of their funds to address the escalating cost of living.

“Putting in a successful claim couldn’t only give a big boost to your weekly income, it also opens the door to a wealth of additional support including help with energy bills.

“We all know that around three quarters of 1,000,000 pensioners are missing out on this necessary profit in the mean time, so we’re urging anyone who’s experiencing any financial issues in any way to place in a claim immediately.

“The earlier people act, the earlier they’ll discover in the event that they are eligible for a number of the additional financial help that’s now available which could have a life-changing impact on their funds over the approaching months.”

Emma Byron, the managing director for Legal & General Retirement Solutions, added: “One in three pensioners who could get Pension Credit are usually not claiming it.

“The underside line for people in retirement is paying for the fundamentals, corresponding to gas and electricity, and this weekly profit means vital extra money to assist with day-to-day costs.

“If you happen to qualify you may also be entitled to cold weather payments, housing profit, and help with NHS costs, mortgage interest and council tax payments too.

“In a value of living crisis it is a profit that folks must learn about, and it’s why we support the Department for Work and Pensions campaign to spice up awareness of it.”

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