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State pension: Fury as Windrush pensioner, 83, forced to live to tell the tale £74 per week | Personal Finance | Finance


State pensioners typically expect an annual increase to their sum, nevertheless, this isn’t guaranteed. This issue is thought all too well by Monica Philip, who was born in Antigua, previously a British colony. 

While Ms Philip was raised on the island, the whole lot modified for her in 1959.

She became a part of the Windrush Generation – Caribbean individuals who travelled to the UK to search out work.

She told the End Frozen Pensions Campaign: “I went to the UK in 1959 because they wanted people to work there after the war to assist construct England back up.

“I said: ‘Well, I’m British, and I speak English.’ So, I went.”

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Because of moving back to Antigua, which is a Commonwealth country, it has not been uprated since.

Ms Philip said: “I feel you actually must be paid in keeping with what you’re told.

“They said once you work, you’ve gotten to pay your taxes. They take what they think is theirs, and once you retire at a certain age you’ll get a pension. But we weren’t told it might be linked to where you go once you determine to retire.”

Ms Philip’s case isn’t unusual, because it pertains to the historic frozen pensions policy.

The policy is a results of reciprocal arrangements agreed between a handful of nations and the UK to permit for state pension uprating.

The state pension will only be increased in:

  • The UK
  • European Economic Area (EEA)
  • Gibraltar
  • Switzerland
  • Countries with a social security agreement with the UK (but not Canada or Recent Zealand).

Those that don’t fall into this category will see their state pension “frozen”, meaning it falls in value because it doesn’t keep pace with inflation. 

The End Frozen Pensions Campaign has described this as an “arbitrary postcode lottery”, and estimates 500,000 individuals are impacted across the globe. 

The group has campaigned for the Government to vary its policy, and supply increases to pensioners living abroad.

Ms Philip concluded: “I expected to get the identical pension as everybody else. I’d say that is unfair. They asked me to work and pay tax – they didn’t ask me if I desired to pay tax, they took it until I reached state pension age. I feel they’ve broken their guarantees.”

A DWP spokesperson previously told Express.co.uk: “We understand that individuals move abroad for a lot of reasons and we offer clear details about how this may impact on their funds.

“The Government’s policy on the uprating of the UK state pension for recipients living overseas is a longstanding considered one of greater than 70 years and we proceed to uprate state pensions overseas where there’s a legal requirement to accomplish that.”

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