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This tech mistake is costing you money each month

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It’s easy to overspend on consumer tech or make a purchase order that will not last long. For instance, you don’t have to pay for Microsoft Office and shouldn’t waste money on low-cost chargers. Tap or click for five ways you’re wasting money on tech. 

Then there are all of the subscriptions you pay for and do not use. Streaming services are a serious perpetrator; there’s only a lot time in a day and you may’t watch every part. Tap or click for my guide to watching your shows at no cost as an alternative. 

You almost certainly do not know that you could share various accounts with family and friends, or on the very least, get a pleasant discount. It is not your fault. Tech corporations don’t promote this money-saving secret you may thank me for later. 

For those who don’t have an Amazon Prime membership, you may not know it’s rather more than simply free shipping.
(iStock / Amazon)

PRIVACY TIP: 5 WAYS YOU’RE BEING TRACKED YOU MUST STOP RIGHT NOW 

Let’s start with Amazon 

For those who don’t have an Amazon Prime membership, you may not know it’s rather more than simply free shipping. Tap or click here for my favorite perks. I suggest getting a 30-day free trial to be certain it’s value it for you since it’s not low-cost.

An Amazon Prime membership costs $14.99 monthly or $139.99 a yr. You may split this cost with a friend or member of the family and still reap all the advantages.

Amazon Household allows two adults to share Prime advantages and digital content like e-books. Everybody gets their very own account, so that you do maintain some privacy. Take into accout, you’ll have access to one another’s payment methods. Only share your account with someone you trust.

You too can add as much as 4 teens (ages 13 to 17) to the plan at no cost. Each teen will get their very own Amazon login, and an adult must approve all purchases on the plan.

Visit amazon.com/myh/manage to create or manage your household.

While we’re talking Amazon, the tech giant knows loads about you. Prepare to be shocked. Here’s learn how to see all of it.

Apple makes it cheaper to bundle 

Apple One bundles Apple services for a lower monthly price than you’d pay for every service by itself. These savings could also be value it if several members of the family use iPhones, iPads, Macs, Apple TV, Apple Music and iCloud.

The Individual Apple One plan costs $14.95 per 30 days and includes Apple Music, Apple TV+, Apple Arcade and 50 GB of Apple iCloud+ storage.

The Family plan is $19.95 per 30 days. It includes all the identical services and 200 GB of storage.

The Premier plan is $29.95 per 30 days and adds News+ and Fitness+, with 2 TB of storage.

Here’s where the associated fee savings are available: The Family and Premier plans could be shared with as much as five other people using Family Sharing so long as they live in the identical country. That’s right, you don’t have to live in the identical household.

To establish Family Sharing in your iPhone, iPad, or iPod touch:

Go to Settings.

Tap your name.

Tap Family Sharing after which tap Set Up Your Family.

Follow the on-screen instructions to establish your loved ones and invite your members of the family.

Tap or click here for instructions on organising iCloud+ on your entire devices.

Apple TV+ Subscription. Here's where the associated fee savings are available: The <strong><noscript><img class=(Courtesy of Apple )

For those who’re a Google family 

Like Apple, Google offers expanded family plans with storage five people can share. Group members won’t give you the chance to see one another’s files, but they share space for storing and may see how much space the others are using. All members must live in the identical country because the family manager.

Google accounts include 15 GB of storage at no cost. Here’s what it costs to upgrade to Google One for more capability:

The Basic plan runs $1.99 per 30 days or $19.99 per yr for 100 GB of storage. You furthermore mght get access to support from Google experts

The Standard plan is $2.99 per 30 days or $29.99 per yr for 200 GB of storage. This tier gets you 3% back on Google Store purchases.

The Premium plan is $9.99 per 30 days or $99.99 per yr for two TB of storage and 10% back on the Google Store purchases.

Each the Standard and Premium plans could be shared. To establish family sharing, go to families.google.com/families. Check in along with your Google account and follow the on-screen instructions so as to add members.

Is your Google account locked down? Are you sure? Tap or click for a fast and straightforward security check it’s best to do every few months. 

Consider your phone bill, too 

Most mobile providers offer you a pleasant discount for the more lines you will have under a single plan.

You too can benefit from deals if only one person on the plan qualifies. With T-Mobile’s reasonably priced 55+ plans, as an illustration, just one person must be 55 or over. Full disclosure: T-Mobile is a sponsor of my national radio show.

The identical goes for military and first responder discounts. Verizon operates the identical way. You simply need one person on the plan to qualify, and members would not have to live under the identical roof.

Listed here are five ways to get monetary savings in your phone bill and possibly even get free service.

Easy ways to separate the associated fee

Now that you recognize what you may share, what are one of the best ways to cope with splitting up subscription costs? The very last thing you wish to do is chase someone around every month for a couple of dollars. Listed here are a number of options:

Let an app do the exertions: Apps like Splitwise allow you to easily track and pay shared expenses. This selection is great once you’re planning to separate multiple bills.

Switch off: It is not feasible to change your payment method every month, but possibly you and whoever you’re splitting with can switch off annually. You pay for a yr of a selected service, after which one other pays for a yr.

Get the payment out of the way in which: For services that only cost a couple of dollars a month when split, consider paying your friend back (or requesting that cash) in a six-month or one-year lump sum. It’s easier than remembering to send over $6 every month.

Like Apple, Google offers expanded family plans with storage five people can share. Group members won't be able to see each other's files, but they share storage space and can see how much space the others are using. All members must live in the same country as the family manager.

Like Apple, Google offers expanded family plans with storage five people can share. Group members won’t give you the chance to see one another’s files, but they share space for storing and may see how much space the others are using. All members must live in the identical country because the family manager.
(Justin Sullivan/Getty Images)

HACKERS WANT GOOGLE ACCOUNTS; GIVE YOURS THIS SECURITY CHECK NOW

Keep your tech-know going

My popular podcast is known as “Kim Komando Today.” It’s a solid half-hour of tech news, suggestions, and callers with tech questions such as you from everywhere in the country. Seek for it wherever you get your podcasts. To your convenience, hit the link below for a recent episode.

PODCAST PICK: Update your iPhone, travel hack, self-destructing email

Listen up for the newest tech talk in half-hour. It is time to update your iPhone, Apple Watch and Mac. Plus, in case you run your personal business, Cameo is a brilliant idea: Use celebrities for marketing. And your flights won’t ever be the identical once you utilize digital bag tags. I’ve got the within scoop on this life-changing travel hack — and which airline is using it.

Find my podcast “Kim Komando Today” on Apple, Google Podcasts, Spotify or your favorite podcast player.

Just seek for my last name, “Komando.”

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What digital lifestyle questions do you will have? Call Kim’s national radio show and tap or click here to search out it in your local radio station. You may take heed to or watch The Kim Komando Show in your phone, tablet, television or computer. Or tap or click here for Kim’s free podcasts.

Copyright 2019, WestStar Multimedia Entertainment. All rights reserved.

Find out about all the newest technology on The Kim Komando Show, the nation’s largest weekend radio talk show. Kim takes calls and dispenses advice on today’s digital lifestyle, from smartphones and tablets to online privacy and data hacks. For her day by day suggestions, free newsletters and more, visit her website at Komando.com.

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