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Universal Credit warning as you should report these 18 changes or you could lose payment | Personal Finance | Finance


Universal Credit supports many Britons on low incomes with payments as a result of increase by 10.1 percent in April. How much an individual or couple receives will depend on their situation, so that they should update the DWP if their circumstances change so their payments are accurate.

It’s an offence if an individual doesn’t inform the DWP when their situation changes which could end in a criminal investigation.

If an individual is suspected of profiting from the Government’s profit system, they might be visited by a Fraud Investigation Officer and be asked to attend an interview about their claim.

These interviews are recorded and could possibly be used as evidence in a later criminal investigation.

The claimant will then be instructed to pay back any overpaid money and in the event that they are suspected of committing or attempting fraud, they might be brought before court. This may increasingly end in a positive of as much as £5,000.

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These are the 18 things the DWP considers to be a change in circumstances, which have to be reported to the department:

  • Finding or ending a job, even when it’s volunteer work, or changes to earnings if self-employed
  • Having a baby, or adopting or fostering a toddler
  • Changes to living arrangements, resembling moving in with a partner, or someone within the household going to prison, or the rent for the property changes
  • Splitting up with a partner
  • Getting married or divorced
  • Claimant or claimant’s children start or stop full-time education or any training they were undertaking
  • Claimant or partner reach state pension age
  • Health changes, resembling becoming ailing or being admitted to hospital
  • If someone near the claimant dies, resembling their partner, child,or someone they were caring for
  • Changes to immigration status
  • Changes to bank details
  • Changing name or gender
  • Plans to go abroad for any length of time
  • Changing doctor
  • Changes to pension, savings, investments or property
  • Changes to other money received (for instance student loans or grants, sick pay or money from a charity)
  • Changes to the advantages the claimant or anyone else of their house gets
  • Claimant or their partner getting back-pay (sometimes called ‘arrears’) for salary or earnings they’re owed.


Those that don’t report a change in circumstances also risk getting a sanction which could end in their Universal Credit or other profit payments being reduced.

People may also avoid sanctions by reading through their Claimant Commitment, and ensuring they understand it in full.

The commitment sets out what a claimant agrees to do in preparing for and searching for work, and the way they are going to increase their earnings in the event that they are already in work.

A recent debate in Parliament revealed the variety of sanctions had increased 250 percent within the three months before the pandemic.

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On this case, an individual can undergo the mandatory reconsideration process, to see if the ruling might be overturned.

The day by day sanctions that can affect a claimant’s Universal Credit payment for nevertheless long the sanction lasts are as follows:

  • Single and under 25 – £8.70
  • Single and over 25 – £11.00
  • Couple and each under 25 – £6.80
  • Couple and each over 25 – £8.60.
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